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What is a perfect fico credit score

With that in mind, here's what we know about perfect (and near-perfect) credit scores, and whether anyone really needs a perfect FICO® Score. A score of or above is considered to be excellent. Generally, a FICO® Score above is considered a good credit score on these models, and a score . So she was delighted last fall to discover that her FICO credit score had risen to just three points shy of a perfect “I've worked ext.

average credit score

What does it take to get the perfect FICO score? We asked 4 people who have to tell us how they did it. They spill it all. Do you really need to have the perfect credit score? Actually, you may be setting the bar too high. Even FICO admits it. My FICO credit score is out of Here's how I pulled it off — and how anyone else can, too.

A perfect credit score isn't necessary to get the best possible lending terms Payment history accounts for 35 percent of a FICO credit score. Your FICO® scores can range from poor to excellent. Find out where you stand, what it means and how you can improve your credit. It took Stan Kelman three years of monitoring and tinkering to muscle his wife's credit score to a perfect “It's a personal achievement,” says.

The highest credit score you can achieve (under perfect circumstances) is using the FICO model. However, any score over is generally. For many consumers, a perfect credit score is like a four-leaf clover. You know it exists. It's just rare. The FICO credit score model ranges from a. An credit score is a perfect credit score, believe it or not. Despite being just shy of the highest credit score possible (), a credit score of qualifies as. Learn how your credit score works to avoid costly mistakes in the future. FICO says about 1% of its scores reach VantageScore spokesman Jeff Richardson says fewer than 1% of its credit scores are perfect. Both FICO 8 and VantageScore use the credit score range. Good ( and up) or excellent ( and up) scores give you better. For FICO® scores, a good credit score is to with a higher score being very good or excellent. For VantageScore scores, a good. Although there are many different credit scores, your main FICO (Fair Isaac Corp. ) While it is theoretically possible to achieve a perfect score, statistically. A screenshot of Alden's FICO score, which is based on TransUnion credit reporting data and provided by Discover as a customer benefit. Credit score ranges let consumers know how different credit scores stack up and which scores qualify as good or excellent, poor or average.